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The Housing Hero Newsletter By Steve Welty

The richest landlords don’t chase cash flow. They track this instead.

Published about 2 months ago • 1 min read

Steve Welty

Issue# 73

November 2025

Happy Saturday, Housing Heroes!

Most rental calculators are built for investors who already speak IRR, cap rates, and cash-on-cash fluently.

But most owners don’t care about fancy acronyms.

They want to know:

“Is this property actually building my wealth?”

So we built something different.

A calculator that shows you:

  • How much your tenant is paying off your mortgage (principal paydown)
  • How much you’re saving in taxes every year just by owning
  • How much your home will grow in value (appreciation)
  • And your true profit over 30 years—not just month 1 cash flow

Because here’s the truth most owners miss:

Break-even on paper doesn’t mean break-even in wealth.

Watch it in action

video preview​

In the video walkthrough, we show a real property that:

  • Only cash-flows $100/mo
  • Looks “break-even” to the average owner…
  • Mortgage paydown
  • Tax savings
  • Appreciation

That’s the real ROI.

Not just rent minus bills.

It’s the 4 wealth engines working at the same time:

  1. Cash Flow
  2. Principal Paydown (tenants paying off your loan)
  3. Appreciation (the silent wealth builder)
  4. Tax Savings (money Uncle Sam never even sees)

Most owners never calculate #2, #3, or #4.

That’s why we built this.

  • No spreadsheets.
  • No finance degree.
  • Just clarity.

Click below and plug in your property:

Have questions about managing your property?

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Our team proudly serves San Diego, Orange, and Riverside Counties. Schedule a call with us today, and let’s chat about how we can guide you through every step of your property management journey.

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Steve Welty

CEO @ Good Life Property Management

DRE #01744610

5252 Balboa Ave #704, San Diego, California 92117
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The Housing Hero Newsletter By Steve Welty

Passionate about bringing positivity and fresh perspectives to the rental property industry CEO @ Good Life Property Management San Diego and Orange County. Managing over 1,300 units in San Diego and Orange County.

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